The information that the user provides via this Web site, together with information regarding the manner in which the user uses this Web site, will not be processed or disclosed by Appraisal Institute except as permitted by these terms and conditions. By being a user of this Web site, the user agrees that the Appraisal Institute may share with other parties aggregate, individual, and locator information gathered by the Appraisal Institute in the course of the user’s continuing individual use of this Web site. “Aggregate information” is information that describes the habits, usage patterns and/or demographics of users as a group but does not describe or reveal the identity of any particular user. “Individual information” is information about a user that is presented in a form distinguishable from information relating to other users but not in a form that personally identifies any user or enables the recipient to communicate directly with any user. “Locator information” consists of a user’s name, e-mail address, physical address and/or other data about the user that enables the recipient to personally identify the user. Any user who does not wish to receive any special offers or communications from the Appraisal Institute directly or on behalf of suppliers, may so notify the Appraisal Institute at the address listed below. (Note that a user’s election not to receive such information will not affect the user’s receipt of offers and communications that were processed prior to the users’ election.) Locator information and individual information will be processed and stored by the Appraisal Institute in the United States. Users may contact the Appraisal Institute to determine whether such information has been accurately recorded and, if not, to request correction of any inaccuracies in the information recorded by the Appraisal Institute.